Included
Use your real driving pattern
Enter realistic mileage and a maintenance buffer. Depreciation and unexpected repairs are often underestimated.
All car costs
Car cost calculator
See depreciation, fuel, insurance, road tax and maintenance per year, month and kilometre.
Total annual cost
€7,599€633 per month
- Depreciation
- €2,000
- Fuel
- €1,999
- Insurance / month
- €1,020
- Road tax / month
- €780
- Maintenance and repairs / year
- €1,200
- Parking, finance and other / year
- €600
Cost per kilometre€0.51
This is a planning estimate. Keep a separate buffer for unexpected repairs.
Total cost of ownership
Depreciation often costs more than fuel
The calculator shows yearly, monthly and per-kilometre cost and uses an expected resale price rather than treating the whole purchase price as lost.
Estimate depreciation realistically
Subtract expected resale value after the ownership period from purchase price and spread the difference over the years. This is an economic estimate, not accounting depreciation.
New vehicles often lose value faster; for older cars, servicing and breakdown risk become more important. Calculate both a base and cautious case.
Compare the same cost base
Insurance and road tax are fixed; fuel, tyres and some maintenance follow mileage. Add finance and parking as annual extra costs.
Use the same period, distance and categories for each car and keep a separate reserve for unexpected repairs.
- purchase and resale value
- fixed costs
- distance-related costs
- maintenance reserve
Check the official sources