ZZP tax in 2026
From revenue and expenses to taxable profit, credits, Zvw and personal take-home income.
Read guide →Dutch finances explained
Guides that help you decide
Practical examples, 2026 rules and links to official information.
✓Content reviewed on 5 September 2026
How much to save for tax
A simple system for separating VAT, income tax and Zvw.
Read guide →Setting a ZZP hourly rate
Start with desired take-home income and include expenses, tax, time off and non-billable work.
Read guide →Deductible ZZP expenses
Identify business spending, split mixed costs and maintain a defensible administration.
Read guide →Private or business car
Compare €0.25 per business kilometre with actual costs and a possible taxable benefit.
Read guide →Mileage deduction 2026
How to apply €0.25 per kilometre and keep a useful mileage log.
Read guide →VAT rates and reverse charge
Understand the difference between VAT rates and reverse charge, with net and gross examples.
Read guide →When ZZP or BV?
Compare tax, liability, administration and the option to retain profit in the company.
Read guide →Explanation for a real decision
Each guide connects the rule, an example and a calculator
We explain the mechanism in plain language, flag common mistakes and link to the publication of the responsible authority.
Read in a useful order
For ZZP, begin with the difference between revenue and profit, then review the tax reserve, business expenses and hourly rate. For a car, combine total ownership cost, business treatment and RDW checks.
A guide explains why a rule works; a calculator shows how much it means in your scenario. You need both because a number without assumptions can mislead.
How the content is maintained
Each page shows a review date and official sources. When a rate changes, we check the formula first, then worked examples and the explanation of limitations.
A reported discrepancy is checked against the original government source. We do not change one isolated figure without reviewing linked calculations and pages.